Araştırma Makalesi
BibTex RIS Kaynak Göster
Yıl 2023, Cilt: 12 Sayı: 2, 14 - 29, 23.02.2024
https://doi.org/10.33722/afes.1280330

Öz

Kaynakça

  • Akram, A., Sukmadilaga, C., & Nugroho, L. (2021). Urgensitas, Keadilan dan Maqasid Syariah pada Merger Bank Syariah. Human Falah (Jurnal Ekonomi Dan Bisnis Islam, 8(2), 1–18.
  • Alfi, A. N. (2021). Aset Keuangan Syariah Tumbuh 24,54 Persen Januari 2021 - Finansial Bisnis.com. Finansial.Bisnis.Com. https://finansial.bisnis.com/read/20210420/231/1383491/aset-keuangan-syariah-tumbuh-2454-persen-januari-2021
  • BNIS. (2020). Laporan Tahunan BNI Syariah 2020. In BNIS Annual Report. https://www.bnisyariah.co.id/Portals/1/BNISyariah/Perusahaan/Hubungan Investor/Laporan Tahunan/AR 2020/AR BOOK BNIS 2020 - INDONESIA MEDIUM - 3001.pdf
  • BRIsyariah. (2020). Laporan Tahunan Bank BSIsyariah 2021. In Bankbsi.Com. https://ir.bankbsi.co.id/misc/AR/AR-BRIS-2020.pdf
  • BSM. (2020). Laporan Keuangan Bank Syariah Mandiri 2020. In Bankbsi.Com. https://www.bankbsi.co.id/company-information/flipbook/reports/2020/189
  • Diantanti, N. P., Trimulato, T., Mahriani, E., Nugroho, L., Shaleh, M., Supatminingsih, T., Faujiah, A., Rachmawati, E., Jumiati, E., Isnandar, F. R., Bahri, S., Djuanda, G., Sudarmanto, E., & Saravistha, D. B. (2021). Pengantar Bisnis Islam (Tinjauan Konsep dan Praktis). In Widina Bhakti Persada Bandung. Widina Bhakti Persada Bandung.
  • Karyanto, B., Aziz, L. H., Yusuf, M., Muzayyanah, M., Putra, A. R., Darussalam, A. Z., Fauziah, F., Djuanda, G., Wicaksono, G., Puspita, Y., Kusumaningrum, R., Nugroho, L., & Alfalisyado, A. (2021). Pengantar Ekonomi Syariah. In M. I. Fasa (Ed.), Widina Bhakti Persada Bandung. Widina Bhakti Persada Bandung.
  • KNKS, K. N. K. S. (2019). Kajian Konversi, Merger, Holding dan Pembentukan Bank BUMN Syariah. www.knks.go.id.
  • Nasfi, N., Sutiapermana, A., Shiddieqy, H. A., Yumnah, S., Jannah, S., Purnama, B., Suganda, A. D., Muslim, U. B., Mubarok, M. K., Nurlina, E., Nugroho, L., Mustamin, S. W., Hasanuddin, H., & Suryani, S. (2022). PERKEMBANGAN PEMIKIRAN DAN PERADABAN EKONOMI ISLAM. In N. S. Wahyuni (Ed.), Widina Media Utama. Widina Media Utama.
  • Nisaputra, R. (2022). Market Share Terbatas Jadi Tantangan Perbankan Syariah | Infobanknews. Infobanknews.Com. https://infobanknews.com/market-share-terbatas-jadi-tantangan-perbankan-syariah/
  • Nugroho, L. (2022a). Potret Lembaga Keuangan Syariah di Indonesia. In Masa Depan Industri Keuangan Syariah di Indonesia (First). Fakultas Ekonomi dan Bisnis Islam IAIN Lhokseumawe.
  • Nugroho, L. (2022b). The Concept of Accounting in Islamic Bank (Indonesia Empirical Cases). In N. M. Alsharari (Ed.), Banking and Accounting Issues (pp. 27–40). IntechOpen.
  • https://books.google.co.id/books?hl=en&lr=&id=YimIEAAAQBAJ&oi=fnd&pg=PA27&ots=7vnWxQuFGe&sig=Qu03j8-CfTXC30-nmQn19p9y9oM&redir_esc=y#v=onepage&q&f=false
  • Nugroho, L. (2022c). The Relationship between Maqasid Sharia and Profitability Ratio in Islamic Banking Industries Performance. Sosyoekonomi, 30(53), 243–259. https://doi.org/10.17233/sosyoekonomi.2022.03.13
  • Nugroho, L., Ghazali, A., Dadan Suganda, A., Ode Angga, L., Anshary Hamid Labetubun, M., Ihwanudin, N., Haerany, A., Anwar, S., Hartono, R., & Anwar, A. (2020). Pengantar Perbankan Syariah (U. Saripudin (ed.)). Widina Bhakti Persada Bandung. www.penerbitwidina.com
  • Nugroho, L., Nugraha, E., & Badawi, A. (2021). Comparative Analysis of The Effect of Loan/Financing To Deposit Ratio, Labor Costs Growth and Promotion Costs Growth to Returns on Assets in Islamic Banks and Conventional Banks in Indonesia. International Journal of Commerce and Finance, 7(2), 21–49.
  • Nugroho, L., Nugraha, E., & Badawi, A. (2022). Intermediary strategy impact to return on asset in Covid-19 pandemics: Islamic bank vs conventional bank (Indonesia empirical cases). Business, Economics and Management Research Journal - BEMAREJ, 5(3), 157–168.
  • Utami, A. D., Sukmadilaga, C., & Nugroho, L. (2021). Analisa Ketahanan dan Stabilitas Bank Syariah yang

Maslahah Of Islamic Banking Merger Discourses (Indonesia Case)

Yıl 2023, Cilt: 12 Sayı: 2, 14 - 29, 23.02.2024
https://doi.org/10.33722/afes.1280330

Öz

The Indonesian government has merged Islamic banks in Indonesia, namely Bank Syariah Mandiri (BSM), Bank Rakyat Indonesia Syariah (BRIS), and Bank Negara Indonesia Syariah (BNIS) into Bank Syariah Indonesia (BSI) to strengthen the competitiveness of Islamic banks. Therefore, the purpose of this study is to analyze the impact of mergers of Islamic banks in Indonesia which were carried out in such a short period based on factors of employee age, employee experience, and employee productivity. The method used in this study is a quantitative method sourced from secondary data, namely the annual report. Furthermore, the formulation of the problems in this study includes: (i) Is there a gap in the age and experience of employees of each ex-legacy bank?; (ii) What were each ex-legacy bank’s performance and productivity conditions before the merger?; (iii) How is the productivity of the merged bank when compared to the productivity of the ex-legacy bank?. The results of this study state that there is a potential for internal conflicts related to the staffing aspect and a decrease in productivity both in terms of profit and assets from ex-legacy banks with
enormous profits and assets. Therefore, the implication of this study is to provide information to government stakeholders to take follow-up actions against the merged Islamic bank to mitigate conflicts and provide benefits or maslahah for both external and internal parties. The originality of this study is to discuss mergers of Islamic banks that are associated with staffing factors and employee productivity.

Kaynakça

  • Akram, A., Sukmadilaga, C., & Nugroho, L. (2021). Urgensitas, Keadilan dan Maqasid Syariah pada Merger Bank Syariah. Human Falah (Jurnal Ekonomi Dan Bisnis Islam, 8(2), 1–18.
  • Alfi, A. N. (2021). Aset Keuangan Syariah Tumbuh 24,54 Persen Januari 2021 - Finansial Bisnis.com. Finansial.Bisnis.Com. https://finansial.bisnis.com/read/20210420/231/1383491/aset-keuangan-syariah-tumbuh-2454-persen-januari-2021
  • BNIS. (2020). Laporan Tahunan BNI Syariah 2020. In BNIS Annual Report. https://www.bnisyariah.co.id/Portals/1/BNISyariah/Perusahaan/Hubungan Investor/Laporan Tahunan/AR 2020/AR BOOK BNIS 2020 - INDONESIA MEDIUM - 3001.pdf
  • BRIsyariah. (2020). Laporan Tahunan Bank BSIsyariah 2021. In Bankbsi.Com. https://ir.bankbsi.co.id/misc/AR/AR-BRIS-2020.pdf
  • BSM. (2020). Laporan Keuangan Bank Syariah Mandiri 2020. In Bankbsi.Com. https://www.bankbsi.co.id/company-information/flipbook/reports/2020/189
  • Diantanti, N. P., Trimulato, T., Mahriani, E., Nugroho, L., Shaleh, M., Supatminingsih, T., Faujiah, A., Rachmawati, E., Jumiati, E., Isnandar, F. R., Bahri, S., Djuanda, G., Sudarmanto, E., & Saravistha, D. B. (2021). Pengantar Bisnis Islam (Tinjauan Konsep dan Praktis). In Widina Bhakti Persada Bandung. Widina Bhakti Persada Bandung.
  • Karyanto, B., Aziz, L. H., Yusuf, M., Muzayyanah, M., Putra, A. R., Darussalam, A. Z., Fauziah, F., Djuanda, G., Wicaksono, G., Puspita, Y., Kusumaningrum, R., Nugroho, L., & Alfalisyado, A. (2021). Pengantar Ekonomi Syariah. In M. I. Fasa (Ed.), Widina Bhakti Persada Bandung. Widina Bhakti Persada Bandung.
  • KNKS, K. N. K. S. (2019). Kajian Konversi, Merger, Holding dan Pembentukan Bank BUMN Syariah. www.knks.go.id.
  • Nasfi, N., Sutiapermana, A., Shiddieqy, H. A., Yumnah, S., Jannah, S., Purnama, B., Suganda, A. D., Muslim, U. B., Mubarok, M. K., Nurlina, E., Nugroho, L., Mustamin, S. W., Hasanuddin, H., & Suryani, S. (2022). PERKEMBANGAN PEMIKIRAN DAN PERADABAN EKONOMI ISLAM. In N. S. Wahyuni (Ed.), Widina Media Utama. Widina Media Utama.
  • Nisaputra, R. (2022). Market Share Terbatas Jadi Tantangan Perbankan Syariah | Infobanknews. Infobanknews.Com. https://infobanknews.com/market-share-terbatas-jadi-tantangan-perbankan-syariah/
  • Nugroho, L. (2022a). Potret Lembaga Keuangan Syariah di Indonesia. In Masa Depan Industri Keuangan Syariah di Indonesia (First). Fakultas Ekonomi dan Bisnis Islam IAIN Lhokseumawe.
  • Nugroho, L. (2022b). The Concept of Accounting in Islamic Bank (Indonesia Empirical Cases). In N. M. Alsharari (Ed.), Banking and Accounting Issues (pp. 27–40). IntechOpen.
  • https://books.google.co.id/books?hl=en&lr=&id=YimIEAAAQBAJ&oi=fnd&pg=PA27&ots=7vnWxQuFGe&sig=Qu03j8-CfTXC30-nmQn19p9y9oM&redir_esc=y#v=onepage&q&f=false
  • Nugroho, L. (2022c). The Relationship between Maqasid Sharia and Profitability Ratio in Islamic Banking Industries Performance. Sosyoekonomi, 30(53), 243–259. https://doi.org/10.17233/sosyoekonomi.2022.03.13
  • Nugroho, L., Ghazali, A., Dadan Suganda, A., Ode Angga, L., Anshary Hamid Labetubun, M., Ihwanudin, N., Haerany, A., Anwar, S., Hartono, R., & Anwar, A. (2020). Pengantar Perbankan Syariah (U. Saripudin (ed.)). Widina Bhakti Persada Bandung. www.penerbitwidina.com
  • Nugroho, L., Nugraha, E., & Badawi, A. (2021). Comparative Analysis of The Effect of Loan/Financing To Deposit Ratio, Labor Costs Growth and Promotion Costs Growth to Returns on Assets in Islamic Banks and Conventional Banks in Indonesia. International Journal of Commerce and Finance, 7(2), 21–49.
  • Nugroho, L., Nugraha, E., & Badawi, A. (2022). Intermediary strategy impact to return on asset in Covid-19 pandemics: Islamic bank vs conventional bank (Indonesia empirical cases). Business, Economics and Management Research Journal - BEMAREJ, 5(3), 157–168.
  • Utami, A. D., Sukmadilaga, C., & Nugroho, L. (2021). Analisa Ketahanan dan Stabilitas Bank Syariah yang
Toplam 18 adet kaynakça vardır.

Ayrıntılar

Birincil Dil İngilizce
Konular Uluslararası İktisadi Kuruluşlar
Bölüm Makaleler
Yazarlar

Lucky Nugroho

Yayımlanma Tarihi 23 Şubat 2024
Yayımlandığı Sayı Yıl 2023 Cilt: 12 Sayı: 2

Kaynak Göster

APA Nugroho, L. (2024). Maslahah Of Islamic Banking Merger Discourses (Indonesia Case). Afro Eurasian Studies, 12(2), 14-29. https://doi.org/10.33722/afes.1280330

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