Araştırma Makalesi
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THE EFFECT OF GENDER ON FINANCIAL LITERACY

Yıl 2019, Cilt: 4 Sayı: 4, 492 - 503, 31.12.2019
https://doi.org/10.29106/fesa.615866

Öz

Financial literacy
is the ability of an individual to take informed decisions on basic financial
practices. Financial literacy is essential not only for the individual but also
for the development of the markets of a country. Education has to be provided to
the individuals of the lowest position in order to develop the markets of a
country. Thus, providing quality finance education contributes to both the
individual and to the development of the economy of the country of that
individual.



This study
investigates the relation between the financial literacy level and gender of
the individuals. It was attempted to determine whether gender affects the level
of financial literacy and the extent of this effect. In order to test this
relation, an online survey was applied to 602 people living in Turkey and the
sample was selected randomly. A regression analysis was conducted with the
obtained data to determine the existence of the relation and the Anova analysis
was conducted additionally. Then, the direction and level of the data were
found with the correlation analysis. The study found out which gender had more
sufficient financial knowledge and determined the gender of the individuals who
need to get finance education. In addition, the investment knowledge of men and
women were compared and the effect of gender difference on financial literacy
was determined. As a result of the analyses, it was concluded that gender has
no significant effect on financial literacy, that the financial literacy is
affected by financial education and that there will not be any difference
between men and women if women are educated and equipped with financial
information as a part of the society. 

Kaynakça

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  • DICK, Christian and L. JAROSZEK, (2013), Knowing What Not to Do: Financial Literacy and Consumer Credit Choices, ZEW Discussion Paper No. 13-027, Mannheim.
  • DISNEY, Richard and J. GATHERGOOD, (2011), Financial Literacy and Indebtedness: New Evidence for U.K. Consumers’ Centre for Finance, Credit and Macroeconomics, Working Paper 11/05, University of Nottingham.
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Toplam 40 adet kaynakça vardır.

Ayrıntılar

Birincil Dil İngilizce
Konular Ekonomi, İşletme
Bölüm Araştırma Makaleleri
Yazarlar

Haşim Bağcı 0000-0002-5828-2050

Yunus Emre Kahraman 0000-0002-0306-5227

Yayımlanma Tarihi 31 Aralık 2019
Gönderilme Tarihi 5 Eylül 2019
Kabul Tarihi 21 Ekim 2019
Yayımlandığı Sayı Yıl 2019 Cilt: 4 Sayı: 4

Kaynak Göster

APA Bağcı, H., & Kahraman, Y. E. (2019). THE EFFECT OF GENDER ON FINANCIAL LITERACY. Finans Ekonomi Ve Sosyal Araştırmalar Dergisi, 4(4), 492-503. https://doi.org/10.29106/fesa.615866